About Ginger Cove

Ginger Cove is a life-care retirement community organized and managed to provide individuals 60 years of age and older an independent lifestyle that meets their unique needs while granting them the freedom to pursue their personal interests. Its essential components include a private apartment, a wide array of personal services, and the security of an on-site professional health center, all combined with a sound financial plan. Home to 350 residents, Ginger Cove consists of 234 spacious one and two bedroom independent living apartments and is licensed to provide higher levels of care in 51 assisted living and 55 comprehensive care beds. A safe haven for residents since 1988, Ginger Cove has a strong Wait List and substantial financial reserves.

Ginger Cove is owned and operated by Annapolis Life Care, Inc. (ALC), a not-for-profit corporation. It has its own elected, volunteer Board of Directors, four of whom, by charter, are residents. ALC filed its Articles of Incorporation with the office of the Department of Assessment and Taxation of Maryland on May 31, 1982.  It is recognized as an organization exempt from Federal income tax under Section 501(c)(3) of the Internal Revenue Code, and is not affiliated with, and does not receive financial support from, any religious, charitable or other nonprofit organization.

ALC has two wholly owned subsidiaries: Ginger Cove Foundation, Inc., a tax-exempt foundation formed in 2002 by ALC to engage in charitable fund-raising activities for the support of ALC, and Ginger Cove Home Health Care LLC, a limited liability company that operates a residential service agency licensed by the State of Maryland.

Ginger Cove is proud to be accredited by the Commission on Accreditation of Rehabilitation Facilities, an internationally respected program recognizing financially sound and well-managed retirement communities. Only 16% of retirement communities nationwide currently hold this prestigious designation. It is a mark of quality, integrity and a standard for comparison. Ginger Cove is the only CCRC in Anne Arundel County to have earned CARF International accreditation.

Learn about Ginger Cove Retirement Community


  • A premier life-care community, committed to quality


  • To provide residents an abundant life


  • Resident independence, dignity and security
  • Staff excellence
  • Business integrity and fiscal prudence

Our Location

Our hometown of Annapolis is a historic and thriving community that offers rich and rewarding experiences. Here are some of our favorites.

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Ginger Cove Couple leaning on deck rail together

Photos & Videos

The spirit of our lifestyle is on display in these pictures and videos from around the Ginger Cove community.

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Board of Directors

The 15 members of the Board of Directors represent expertise in senior housing, real estate, law, banking, financial services, health care, and management.

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Charitable Giving

Charitable donations directly benefit residents through health and wellness programs, improved quality of service, and updates to their physical surroundings.

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FAQ’s about Ginger Cove Retirement Community


Here are answers to some of the most common questions we receive about life at Ginger Cove.

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Community Brochure

Discover all the elements that make Ginger Cove more than just a life-care retirement community. Request our brochure to help you learn about our many amenities and services and life at Ginger Cove.

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"Living on the ground floor, my own private patio allows me to enjoy the outdoors whenever I like. I take my book and sit outside to read and I'm able to easily water my potted plants. Before I moved in, I was allowed to customize my apartment just as I wanted, installing wood floors, special granite, custom lighting, and wallpaper in the hall and study. It feels like home - it is home!"


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QUESTIONS? We're here to help!

Come be our guest. Take a tour. Ask questions. It’s the best way to decide to be here all the time.
Call 410-266-7300 or complete the form below to schedule a tour of our community.

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